Approaching Arizona insurance Agencies on Windshield Replacement

Vehicle windshield visibility and condition regulations are established by the US Transportation Department. The law states that, in order for a vehicle to run legally on Arizona’s public roads, the windshield should feature only legal tinting, while the center should be free of damage or any discoloration. The center of the windshield is defined by the law as being the area above the steering wheel, with extension to two inches below the top edge and one inch to each lateral side. Having a crack on your windshield doesn’t automatically render your car illegal to drive on public roads; you may still drive it as long as any two cracks do not intersect with each other. In other words, spider web-like cracks are not allowed.

Still, when the state of the windshield goes out of legal bounds, a replacement is required. In case of windshield damage produced as a result of a traffic accident, insurance companies are required to assess the glass and decide upon either repairing or replacing it.  There are a few elements you should consider when you apply for a windshield replacement covered by your insurance agency of choice. Paperwork, evidence and quick action are critical in order to go through a hassle-free process and get your car back on the road as quickly as possible. So, what is there to do when you want to apply for windshield replacement?

First of all, the US Department of Transportation regulates that windshields will be replaced fully by the contracted insurance company only if the damage resulted was done due to another driver’s fault. In other words, if your vehicle’s windshield cracked or shattered as a result of an accident you were involved in, the insurance company is obliged to replace it only if the accident wasn’t caused by you. Arizona insurance agencies cover windshield replacement costs with certain reputable vendors such as AGD Auto Glass & Tint Co, not only as a result of an accident, but also in cases of vandalism, wildlife attacks, falling rocks and extreme temperatures.

Also, the Department of Transportation forbids the increase of policy rates after a windshield replacement process. This applies to every US state, including Arizona, but as mentioned above, the law protects you only when you are not the person responsible for the damage. Remember that insurance companies providing coverage in Arizona are obliged to replace broken windshields without any charge or increase in premiums 2 times a year. You can choose to fix or replace your windshield in a car repair shop with whom the insurance company has a collaboration contract, or in a service unit of your choice. For the second option a limit in reimbursement amount may be enforced by the insurance company.

If you are out of the 2 free replacements, you should now consider comprehensive deductible. If the repair costs are higher than your comprehensive deductible amount, you can consider filing a claim on your insurance company. Still, if the repair value is just a little over the deductible amount, all the paperwork and lost time in filing a claim may not account for the money difference.

If you or someone you know has a crack in their windshield, call the experts at AGD Auto Glass & Tint Co.  We schedule same day or next day appointments and we come to you.  

AGD Auto Glass & Tint Co. 

3414 S Mill Ave | Tempe, AZ 85282 | 602-759-5900 | Website

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Windshield Repair/Replacement Services, Auto glass Film, Car Wraps & More Serving the valley as well as the entire state of Arizona. 

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